This page contains links to information about your money.
- Financial Recordkeeping: Organizing Your Financial Life (pdf 186kb)
- Credit Management (pdf 54kb)
- Errors on Your Credit Bill (pdf 46kb)
- Your Spending Plan (pdf 54kb)
- Stretching Your Dollars: Choosing Your Bank (pdf 36kb)
- Rent to Own is it for you? (Iowa State University Extension) (pdf 1MB)
Free credit reports available annually
As of 2005, a new law gives consumers the right to one free credit report a year from each of the three national credit bureaus. For your free report, please contact them:
- On-line at: www.annualcreditreport.com
- By phone, toll-free: 877-322-8228
- By mail: Complete the Annual Credit Report Request Form (pdf) and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281
Annual free reports are not available by contacting the three companies individually.
For more information about free annual credit reports, visit the Federal Trade Commission’s Web site.
Checking your credit report more than once a year
By Federal law, you are also entitled to a free credit report if:
1. You have been denied credit, insurance, or employment because of your credit report and contact the agency for a copy of your report within 60 days of receiving a denial notice.
2. You are unemployed and plan to look for a job within 60 days.
3. You are receive government assistance.
4. Your report is inaccurate because of fraud.
You may also buy a copy of your credit report. To purchase a copy of your credit report, contact the credit reporting agencies directly. It will cost about $9.50 per report.